Blue
Shield of California Coverage
Blue
Shield of California, a division of Anthem, was founded in 1938
and is a non-profit health care provider that serves over 3.2 million members
across the state. They offer health care to meet both the financial
and the medical needs of Californians. With a network of nearly 60,000
physicians, Blue Shield gives Californians the ability to choose the health
care they want at a price they can afford. Blue
Shield of California offers two types of plans: HMO plans and PPO
plans. HMO plans tend to offer lower prices for medical services such as lower
out-of-pocket expenses, no lifetime maximums, lower office visit copays, and
lower deductibles. You get all of this with access to over 8,600 dental
care providers. With Blue Shield PPO plans, members have the freedom
to visit any preferred or non-preferred doctors and to visit any network specialist
without a referral. When members use network-sponsored providers, costs
are lowered by in-network rates offered by the PPO plans. You also have
the ability to set up the Shield Spectrum PPO Savings Plan that works with
a Health Savings Account
so that you have more control over your health care dollars. Run an
instant quote for complete plan details and rates in your area. Rate
Information:
Rates vary
based upon zip code, age, and effective date. Please run an instant
quote to see available plans and rates in your area.
Network:
Blue Shield
of California gives you access to one of the largest networks in California,
with thousands of health care providers throughout the state. Having
access to the PPO network can mean substantial discounts in what you pay
for your health care, even before you meet your deductible.
The large list of doctors and hospitals can be viewed at their online
directory.
Underwriting:
Blue Shield
has one of the easiest, most efficient underwriting teams in the industry.
The process is very fast if no medical records are needed. While
it is always a good idea to apply at least three weeks prior to the time
you need your new coverage to take effect, some applications that are done
online are approved by Blue Shield within 24 hours. The
company does have the right to accept or decline any individual or family
application. Certain conditions may be waivered with a temporary rider
(usually for one to two years), or an indefinite rider. If you are
currently being treated for depression, anxiety, or high cholesterol, please
let us know before you apply so we can make sure there are no delays in
getting you covered.
Effective
dates:
The coverage
can go into effect in as quickly as 24 hours, though you risk being declined
if claims are submitted before the underwriting process is completed. You
may request an effective date any time the date after you sign the application
and 60 days later. Please note that you will be billed starting on
your requested effective date, even if you have not yet been notified that
you have been approved. This is very good for someone who does not
have any present coverage and would like for their benefits to begin right
away. For those who are already covered, it is suggested that you
maintain your current coverage in force until you have received notice from
either eCAHealthinsurance
or directly from
Blue Shield that your coverage has been approved and is in force. Your
earliest possible effective date will be the day after Blue Shield has received
all the necessary documents and information needed to process your application.
How
to Apply:
Simply run
an instant quote
and select the plan you are interested in. Then select to apply
online or download the application, fill it out and fax it in to
us. We will then stay in touch with your during the underwritting
process to keep you informed of the progress.
About
Blue Shield of
California:
With 3.3
million members and $7.5 billion in annual revenue, Blue Shield of California
is the state's third largest health plan. Founded in 1939 and headquartered
in San Francisco, Blue Shield is a not-for-profit corporation with approximately
4,500 employees and more than 20 offices throughout California. Blue
Shield of California has been assigned a rating of "A-"
(Excellent) from the A.M.
Best Company, an independent insurance rating organization.
eCAHealthinsurance
is an independent authorized Blue Shield of CAA agent.
Blue Shield of California in the News
Rounding up the new iPod touch and iPod nano cases
As you all know, it’s never a proper aftermath of an iPod event without some new cases, and we here at Macworld are more than happy to present some of the first options available for that iPod Touch or Nano in your pre-order basket. From protective covers to eighties-inspired wrist straps, we’ve got a little something for every kind of case lover—except maybe a wrist-watch adapter for the Nano ...
Achievement: Appel
Jodi Appel, the Program Director, for Rural Human Services’ Harrington House, was recently chosen to be part of the Blue Shield Foundation’s Strong Field Project. She was one of 20 participants selected in California through a competitive process to benefit from intensive leadership training and organizational development. The program focuses on developing and honing leadership and management ...
Health and Wellness: Celebrating National Yoga month
Find out what yoga can do for you by attending a class. September is National yoga month, and I am a yoga teacher that loves yoga and teaching it. For many years now I have witnessed first-hand how yoga can change a person from the inside out.
Vanessa Bayer, Cleveland Native, Joins SNL Cast
According to numerous reports, the newest Saturday Night Live cast member is Cleveland’s Vanessa Bayer. Any female not named Kristen Wiig is a welcome addition....
Humana Names Stephen Macias Specialty Market President in Northern California
WALNUT CREEK, Calif.----Humana Inc. announced that Stephen Macias has been appointed market president for the company’s specialty-product business in Northern California, effective today.
New and returning series get early start this season
The fall TV season won't officially start until the week of Sept. 19, but new and returning series will begin raining down like cats and dogs next week. Specifically, like "Hellcats" and "Terriers." These two new shows join returning series "Sons of Anarchy" (10 p.m. Tuesday, FX), "America's Next Top Model" (8 p.m. Wednesday, The CW) and "Vampire Diaries" (8 p.m.
California's safety-net health insurance premiums rise
State regulators have quietly given insurers permission to raise maximum premiums for most of the 20,000 who depend on the coverage of last resort. Some are paying an extra $7,500 this year. As state leaders blast giant health insurers for raising rates, Gov. Arnold Schwarzenegger's administration has quietly allowed hefty increases for thousands of sick or jobless Californians who must rely on ...
Over 70 Countries Converge to Craft a Truly Global Congress
ROYAL PALM BEACH, FLORIDA-- (Marketwire - Sept. 2, 2010) - The Medical Tourism Association announced today that over seventy countries have confirmed participation in the 3rd Annual World Medical Tourism and Global Healthcare Congress in Los Angeles, California, USA, September 22nd-24th, 2010. The congress is made up of three conferences 1) Medical Tourism Conference, 2) Expatriate Healthcare ...
Sutter Health's Market Power Is Questioned
Insurers say the Northern California hospital chain uses its market clout to raise prices
Brokers try to pre-empt insurance exchanges
These are choices in the market. Coverage for your health, or catastrophic coverage. They are not the same thing.
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